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Mathematics is unerring. As a child we are taught that 2 + 2 = 4. This will never change and will always yield the same results; except when it comes to calculating you phone bill.

Most long distance carriers advertise their low rate per minute costs. However, before you can really make an informed decision as to which carrier offers the best value you need to consider all of the “other” costs that may be buried in the fine print. Read all of the restrictions and costs in detail then analyze these “added” costs against your specific calling habits. Only then will 2 + 2 truly equal 4.

For instance, many carriers will charge a monthly fee in order for you to qualify for their low rate per minute charge; while other carriers will impose a minimum monthly usage charges. If you fail to reach this minimum usage then you are charged added costs.

The key to getting the overall best value on your long distance is to review your monthly statements and analyze your calling habits. The key things to look for are the total number of minutes, call duration, for all of your long distance calls. Does this number change every month or is it more or less constant? Is there a particular state or states that you call more often than others?

Once you have this information at hand you then make detailed calculations to determine the true cost per minute of various calling plans. You need to be able to take the additional charges (monthly fee, minimums and so forth) and divide it by your usage (total number of minutes) then add that to your rate per minute. Only then will you have a true cost per minute of your long distance carrier or analyze the various plans from other carriers.

Let’s take a look at some examples and you’ll get a better feel for what I am saying. Here are three plans (”A”, “B” and “C”) for comparison with three different individuals:

Plan “A” - $0.04/minute, plus monthly fee of $5.95;

Plan “B” - $50.00 for 1200 minutes, plus $.07/minute over the 1200 minutes; and

Plan “C” - $0.10/minute with no other fees.

Now let’s look at three different users and determine which plan provides the best value.

Tania: Tania’s total annual long distance usage was 14,400 minutes, averaging 1200 minutes per month. However, her usage was not consistent with some months as low as 600 minutes and other months as much as 1,800 minutes. In her case we can calculate the three plans this way:

Plan “A”

600 min. months: ($.04 x 600) + $5.95 = $29.95

1,800 min. months: ($.04 x 1800) + $5.95 = $77.95

Her total bill for the year: (6 x $29.95) + (6 x $77.95) = $647.40

Total cost per minute: $647.40 / 14,400 = $.045/minute

Plan B

600 min. months: $50.00

1800 min. months: $50.00 + ((1800 / 1200) x $.07) = $92.00

Her total bill for the year: (6 x $50.00) + (6 x $92.00) = $852.00

Total cost per minute: $852.00 / 14,400 = $.059/minute

Plan C

600 minute month: 600 x $.09 = $54.00

1800 minute month: 1800 x $.09 = $162.00

Her total bill for the year: (6 x $54.00) + 6 x $162.00) = $1,296.00

Total cost per minute: $1,296.00 / 14,400 = $.090/minute

Clearly in Tania’s case plan “A” would be the best value for her money.

Chuck

Chuck also uses the same 14,400 minutes of long distance but his monthly average of 1,200 minutes is very consistent month after month. In his case we can calculate the three plans as follows:

Plan “A”

Each month: ($.04 x 1200) + 5.95 = $53.95

His total bill for the year: 12 x $53.95 = $647.40

Total cost per minute: $647.00 / 14,400 = $.045/minute

Plan “B”

Each month: $50.00

His total bill for the year: 12 x $50.00 = $600.00

Total cost per minute: $600.00 / 14,400 = $.042/minute

Plan “C”

Each month: 1200 x $.09 = $108.00

His total bill for the year: 12 x $108.00 = $1,296.00

Total cost per minute: $1,296.00 / 14,400 = $.090/minute

Clearly in Chuck’s case plan “b” would be the best value for his money.

John

John, on the other hand, used very little long distance every month. His total usage was only 1,200 minutes for the year and a consistent average of 100 minutes per month. In this case we can calculate the three plans in the following manner:

Plan “A”

Each month: ($.04 x 100) + $5.95 = $9.95

His total bill for the year: 12 x $9.95 = $119.40

Total cost per minute: $119.40 / 1200 = $.099/minute

Plan “B”

Each month: $50.00

His total bill for the year: 12 x $50.00 = $600.00

Total cost per minute: $600.00 / 1200 = $.50/minute

Plan “C”

Each month: 100 x $.09 = $90.00

His total bill for the year: 12 x $9.00 = $108.00

Total cost per minute: $108.00 / 1,200 = $.09/minute

Clearly in John’s case the best value is plan “C”.

So, here we looked at three different people and their calling habits looking at the same three calling plans with each one selecting a different plan for the best value. In order for you to get the best value out of any calling plan is to know your own specific telephone calling habits. Take the time to analyze your calling habits and you will be able to save money and get the best value for your money.

Thanks for reading… I hope it has given you something to ponder.

Ray Klesc

Global Value Connect

http://www.globalvalueconnect.com

Providing the best value in telecommunications products and services from leaders in the industry

*FREE eBook* - “Phone Bill Saving Tips for Home and Office” 40-page report packed with dozens of tips and ideas that will start saving you money immediately.

http://globalvalueconnect.com/Saving_Tips.htm

About The Author

Ray Klesc

Global Value Connect

http://www.globalvalueconnect.com

President and CEO of Global Value Connect providing the best value in telecommunications products and services from leaders in the industry since 1995. For more saving tips and ideas may we suggest our *FREE eBook* - “Phone Bill Saving Tips for Home and Office”. This 40-page report ispacked with doazens of tips and ideas that will start saving you money immediately.

http://globalvalueconnect.com/Saving_Tips.htm

info@globalvalueconnect.com

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Salehoo: Wholesale Curtains Verticals2C Drapes Overstock2C Closeout
The last step is fairly easy. You will need to move the songs from your PSP Download folder to the PSP player. You need to hook your PSP player to your computer using the USB cable. Go to your “MY COMPUTER” and look for the new drive called “PSP”. All you need to do now is drag and drop the music from your PSP Down Load folder to the “PSP” drive and you are done. The same process works for any type of download except you will use a different software to transfer videos to the PSP Download folder. Once again there are many free versions of video ripping software. To find the software just type in “video ripping software” into Google and browse the results.The first step is to decide what music you want to download to your Sony PSP player. The stock that I sell is sourced from the local market as well as imported from abroad.

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Salehoo Wholesale Inflatable Pool Toys:
In addition, try not to order lenses on an expired prescription. You will have to check with your doctor or your state government to see what your lenses’ expiration is. A few states mandate a one-year or two-year renewal, whereas other states let your doctor decide.

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spring wedding favors are one of the more interesting aspects of planning a wedding but often left a little late in the preparations. As a rule of thumb when organizing events, keep things simple as they have a habit of becoming complicated without any human intervention. There is no longer any need to get stressed about what favors you intend to use with the large range it should make your decision easier and take less time.

One option for an easy wedding favor, especially popular with the ladies is flowers. The preparation for flowers is almost non existent other than deciding on what flowers to use which can be ordered reasonably close to the big day.

A popular choice is a red rose and as a symbol of love which is very fitting at a reception. It is simple to have these placed by the caterers on the day just prior to the wedding reception.

Always a popular easy wedding favor option is candy as most people will be more than happy to have a small carton placed for them on the table. If you prefer, there is an even easier method to give candy which can also save money at the same time. This just needs a large quantity of various candies placed in a large bowl on the middle of the table.

You can then provide each wedding guest with a small bag and a note encouraging them to enjoy the candy in the centerpiece. Your guests will fill up the presentation containers with the candy in the centerpieces making this an extremely convenient gift which does not involve any wrapping.

Pictures frames can also work well especially if they are used as place card holders. Often when receptions have large guest lists, wrapping spring wedding favors can seem like a nightmare so needs to be avoided if possible. However, by using the picture frames to hold the place cards, you do not have to worry about wrapping them for your guests.

One final idea for a very easy wedding favor is to give each guest a digital photo of themselves at the reception by hiring a photographer to take a picture of each couple as they arrive at the wedding reception. If he brings along a printer you can distribute the photos before your guests begin to leave the reception. An unusual but pleasant wedding favor is presenting each guest with a professional photograph of them arriving at the wedding. Many professional photographers have purchased small digital projectors so there is no reason why you couldn’t request one at the reception and this way your guests could see the images that had been taken during the day.

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I now understand the importance of holding. No, I’m not talking
about two lovers caressing each other tightly in front of a
fireplace (although that is also certainly important, fireplace
or not). I’m talking about being put on hold when doing business
over the phone. I recently took my automobile in to be serviced
at my local garage. After they had it for a day, I called to get
the prognosis and see just how much this was going to cost me. I
was transferred over to the mechanic working on my car, and by
transferred; I mean that the first person I reached yelled at
the top of her lungs for a second person to pick up line 2. It
was endearing, in a way, but not terribly professional.

After reaching the mechanic, I was told to wait for a moment
while he checked on the status of my car. He then put the phone
down (or let it hang, for all I know) and went to get the
paperwork. It took him quite a while to get the information he
needed, so I was sitting at my desk at work with my ear to the
receiver, listening to other mechanics talk about everything
under the sun. I certainly don’t mind that, but the profanity I
was hearing didn’t really instill any confidence in me that I
had chosen the right garage for my vehicle. These guys could
have made a sailor blush, as the saying goes. Eventually, the
mechanic came back and told me the amount of the bill and what
they had found.

I picked my car up that evening. The four or five minutes I
spent listening to the other mechanics curse with reckless
abandon got me to thinking. I really do believe that ignorance
is bliss. It’s not that I’m such a prude that a few expletives
will offend me, it’s more about professionalism. When a person
feels that the company he or she is doing business with exudes
professionalism, it makes one comfortable in doing business.
When the situation is otherwise, it makes you wonder if there
isn’t someone else you should be doing business with instead.

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